Chapter 7 Means Test & Eligibility Estimator

Enter your household details. Nothing here is saved or sent anywhere.

State

County

Full nationwide county data isn't wired in yet — Los Angeles (CA), Harris (TX), Miami-Dade (FL), and New York (NY) counties have real IRS figures; other counties will show a "not available yet" message for Part 2.

Household size

Household members aged 65 or older

Average gross monthly income (last 6 months)

Monthly secured debt payments (mortgage, auto)

Total unsecured debt

Result

Status Enter your details

Not legal or financial advice. This is an estimate for informational purposes only. Figures are calculated entirely on your device and are never sent anywhere. Consult a licensed attorney or credit counselor before making a decision.